Protect your assets with EM INSURANCE SERVICES, INC

Drive with peace of mind. We offer a range of vehicle insurance policies to cover you and your vehicle against accidents, theft and other unforeseen risks. 

• Auto/Car Insurance
• Motorcycle Insurance
• Off-road/ ATV Insurance
• Roadside Assistance
• Snowmobile Insurance
• Boat Insurance
• Motorhome/ RV Insurance

Protect your most valuable asset. Get comprehensive home insurance coverage and safeguard your home against unexpected damage or loss. Catastrophes are unpredictable, make sure you protect your assets. 

We have available markets for:

• HO3
• HO6
• HO8
• DP1
• DP3
• E&S Surplus Lines

Condo insurance covers your personal belongings and the interior of your structure — from the walls in. This includes countertops, cabinets, flooring, as well as personal liability coverage and temporary living expenses in the event of a covered loss.

Your condo association will carry a master insurance policy that covers the things they’re responsible for, including the grounds, common areas (such as hallways and elevators), and the outside/physical structure of your condo. In most cases, your personal property and the interior of the condo aren’t covered by the association’s insurance policy.

 The place you rent is your home, and like a home, you want it protected. Renters insurance, also known as tenant insurance, is reliable, affordable and can cost less than you think.

Similar to home insurance, renters' insurance is a policy that protects you, your belongings and your living arrangements. It also typically includes other coverages like family liability coverage, additional living expenses and guest medical protection.

 Owning and renting out a property can be a smart investment and a great experience. By taking some steps to make sure you’re covered if something goes wrong, you can focus more on keeping your property in great shape and less on the unexpected challenges. With a landlord policy, you’ll get protection from sudden and accidental losses and the bills that come with them, including the possible loss of rent and even the cost of rebuilding your property if there’s damage from a natural disaster. In other words, you’ll have the peace of mind when you welcome your tenants to the place they’ll call home. 

 Flood insurance helps cover physical damage to your home and belongings from floods or related losses from rising water.  When you purchase a flood policy you're helping to protect yourself from the financial burden flooding can cause. Instead of paying out of pocket or taking out loans to cover your expenses, flood insurance can help make the recovery process quicker, easier and less costly. In most cases, your area requires flood by NFIP.   

Protect your family's financial future. Our life insurance policies provide a safety net in case of an unexpected event. Options:

• Term Life Insurance
• Universal Life Insurance
• Whole Life Insurance
• Retirement & Investment Planning

Keep your family healthy and protected. Find coverage that meets your individual needs, with flexible solution.

• Short Term Medical
• Accident Insurance
• Critical Illness
• Dental Insurance
• Medicare Insurance

  Travel with peace of mind, when the unexpected happens. Let us take care of the unexpected so you can focus on making memories. This includes:

• Trip interruption
• Missed flight connection
• Delayed, lost or damaged luggage
• Emergency medical coverage
• Travel Insurance coverages